Łódź, Poland

ESG in Banking and Insurance

ESG w bankowości i ubezpieczeniach

Bachelor's
Table of contents

ESG in Banking and Insurance at Uniwersytet WSB Merito Łódź

Field of studies: Finance and Accounting
Language: PolishStudies in Polish
Subject area: economy and administration
Kind of studies: part-time studies
Studies online Studies online
  • Description:

  • pl
University website: www.merito.pl/english/lodz

Definitions and quotes

Insurance
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
Insurance
Unemployment insurance is a pre-paid vacation for freeloaders.
Ronald Reagan in: Mark Baddeley A Qualitative Study of Coping with Unemployment, ProQuest, 2009, p. 26.
Insurance
What, exactly, is the cost of this inaction? Estimates of the total national cost of medical malpractice range from $20 billion to $45 billion annually. But this number hardly tells the whole story. There also is the more hidden cost of defensive medicine, including unnecessary testing and second opinions that send patients scurrying through processes that would not otherwise be ordered and deepen the financial burden of America’s health care system by an estimated three percent of our country’s total health care expenditures. Who ultimately pays these costs? Reckless doctors? Faceless insurance companies? Seldom mentioned, the totality of these expenses ultimately falls exclusively on the consumer, since each malpractice award translates ultimately to increased malpractice insurance premiums, which, in turn, translates to either higher health care costs, fewer physicians (with less competitive pricing pressure), or both.
Michael Johns, "Malpractice: Where Will It End?" Orthopedic Technology Review, September/October 2003, by Michael Johns: Advocating Statutory Constraints on Medical Malpractice.
Banking
Bankers have no right to establish a customary law among themselves, at the expence of other men.
Foster, J., Hankey v. Trotman (1746), 1 Black. Rep. 2; reported in James William Norton-Kyshe, The Dictionary of Legal Quotations (1904), p. 17.

Contact:

ul. Brzozowa 5/7,
93-101 Łódź
tel. (+ 48) 538 637 079
rekrutacja@wsb.lodz.pl
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