Fire Protection Security

Everywhere, men resign themselves to the most extreme sacrifices rather than do without government and hence security, without realizing that in so doing, they misjudge their alternatives.Suppose that a man found his person and his means of survival incessantly menaced; wouldn't his first and constant preoccupation be to protect himself from the dangers that surround him?  This preoccupation, these efforts, this labor, would necessarily absorb the greater portion of his time, as well as the most energetic and active faculties of his intelligence.  In consequence, he could only devote insufficient and uncertain efforts, and his divided attention, to the satisfaction of his other needs.
Even though this man might be asked to surrender a very considerable portion of his time and of his labor to someone who takes it upon himself to guarantee the peaceful possession of his person and his goods, wouldn't it be to his advantage to conclude this bargain?
Still, it would obviously be no less in his self-interest to procure his security at the lowest price possible.

If you are not ready, and did not know what to do, it could hurt you in different ways. It could knock you down, hard, or throw you against a tree or a wall. It is such a big explosion, it can smash in buildings and knock signboards over, and break windows all over town, but if you duck and cover, like Burt [the Turtle], you will be much safer.

In the entire world, there is not a single establishment of the security industry that is not based on monopoly or on communism.  …  Political economy has disapproved equally of monopoly and communism in the various branches of human activity, wherever it has found them.  Is it not then strange and unreasonable that it accepts them in the security industry?